Payment Status Meaning

The following are the meanings of the status of your payments.

Status	Description
APPROVED	Payment has successfully been processed. This is specific to card transactions.
SETTLED	Payment has successfully been processed. This is specific to ACH/eCheck transactions.
FUNDED	Payment has successfully been processed and has been funded to the bank account. This is specific to transations processed by Forte.

Status	Description
SETTLING	ACH Payment is still processing. This can take up to four business days.
OPEN	Your customer still has not paid this invoice. You can process this payment manully if you have the customer's payment information on file. Learn more about Invoice Billing .

Status	Description
ACCT NOT APPROVED	This error means that this checking/routing number is on Forte's known bad list. They have historical data that states this transaction will not go through. You, as the merchant, have the ability to call and ask Forte to allow the transaction to go through but there is a good chance that it will be returned.
INVALID ACCT	This error means that this checking/routing number is on Forte's known bad list. They have historical data that states this transaction will not go through. You, as the merchant, have the ability to call and ask Forte to allow the transaction to go through but there is a good chance that it will be returned.
DECLINE / AUTH DECLINE	Generic decline message.
PIC UP	This typically means the card was reported as lost/stolen. You will need a new payment method for the customer.
EXPIRED CARD	The card on file has an expired date. You can contact the customer to get the new date.
INVLD EXP DATE	The expiration date on file doesn't match what's on the credit/debit card. Get a new expiration date from the customer.
NSF	Insufficient funds. You should contact your customer for a new payment method, or retry the payment at a later date.